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Affordability Calculator
Find your max home price estimate
Annual household income
$40k
$120,000
$400k
Existing monthly debt (cards, auto, student loans)
$0
$500/mo
$10k
Down payment %
3%
10%
40%
Credit score
580
740
820
Loan term
30-year fixed
15-year fixed
Property tax (yearly)
$
Homeowners insurance (yearly)
$
HOA dues (monthly)
$
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Max Home Price
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At 45% total DTI
Estimated Interest Rate
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Based on credit & LTV
Loan Amount
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Loan-to-Value (LTV)
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PMI may apply if > 80%
Housing Payment (PITI + PMI + HOA)
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Total DTI
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See payment breakdown
P&I:
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Est. PMI:
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Taxes:
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Home Ins.:
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HOA:
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